SELLER IS OFFERING UP TO $20,000 in BUYERS CONCESSIONS FOR BUYING DOWN INTERST RATE POINTS!!! 4 bedroom 3 1/2 bath ranch nestled on a 15.6 wooded lot! Enjoy a spacious kitchen w/ granite counters, a breakfast bar, & an eat-in area. The dining area overlooks the beautiful wooded lot & the great room features a stone fireplace. The owner's suite provides a remodeled bathroom, dual walk-in closets, & a balcony. The 1st floor den comes w/ built-in shelves, & there is a formal dining room as well. The finished lower level walks out to the yard and features a kitchen & bar, a full bath, & two bedrooms. It would make an ideal mother-in-law. Additionally, the property has a laundry room on both the entry level & lower level, two separate garages that can accommodate three vehicles and a worksh